SimCore Products
NeoPlus – Neo Banking Solution
NeoPlus is an all-in-one solution that combines wallet, agent, and merchant banking functionalities.
- Live product
- Wallet · Agent · Merchant
- ISO 9001:2015
Overview
Redefining how money is managed


NeoPlus is a next-generation neo banking solution that seamlessly combines digital wallet, agent, and merchant banking functionalities. It delivers fast, secure, and reliable services for payments, deposits, and withdrawals through a fully digital ecosystem. With its intuitive and user-friendly interface, NeoPlus empowers financial institutions to meet the evolving demands of modern digital banking and enhance customer experiences.
At a glance
Neo Banking Solution
- Category
- Digital channels
- Covers
- Wallet, agent, merchant
- Transactions
- Peer-to-peer
- Replaces
- ATM & card rails
- Certification
- ISO 9001:2015
- Support
- Dedicated team
No commitment. Free consultation.
Differentiators
What makes it special
Three things this product does that the alternative on the table does not.
Wallet, agent and merchant
An all-in-one solution that combines wallet, agent and merchant banking functionalities, rather than three separate systems to buy, integrate and reconcile.
Fast, secure and reliable
Payments, deposits and withdrawals through a fully digital ecosystem, with peer-to-peer transactions between customers of the institution.
Replaces ATM and card rails
A digital wallet that stands in for ATM, credit and debit cards — reaching customers an institution could not economically issue plastic to.
Platform
What NeoPlus carries
Wallet, agent and merchant banking in one solution, against the accounts the core already holds.

Payments Deposits Withdrawals Peer-to- Peer Transactions Replace ATMs Credit / Debit Cards
CREDENTIALS
Certified Quality
A vendor asking a bank to replace its core has to prove something first. This is what SimCore can show.

- ISO 9001:2015
Certified quality management system
SimCore Tech (Pvt) Ltd is certified to ISO 9001:2015. The quality management system behind that certificate is applied to every solution we deliver, this one included.
Read the certificate - Established 2017
Built by people who ran these systems
SimCore was founded in Sri Lanka in 2017 by a team drawn from the banking, finance and retail sectors — the same sectors this platform is built for.
About SimCore
FAQ
Frequently asked questions
Technical
What can a customer do in the wallet?
Payments, deposits, withdrawals and peer-to-peer transactions, through a user-friendly interface on their own phone.
How do agents and merchants fit in?
Agent and merchant banking are part of the same solution rather than bolt-ons, so a deposit taken by an agent and a payment taken by a merchant run through one system.
Does it need cards or ATMs?
No. NeoPlus is designed to replace ATM, credit and debit cards for the transactions it covers.
How does it reach our accounts?
It runs against the SIMCORE core banking system, where the wallet mobile app, agent banking and merchant banking are also available as modules.
Commercial
Who is NeoPlus for?
Financial institutions meeting the growing demands of modern banking — those who need a digital channel to customers without building three of them.
What does it change for customers?
It gives them fast, secure and reliable services for payments, deposits and withdrawals, with onboarding and money movement that does not require a branch visit.
Is it a separate platform from your core?
It can run either way. NeoPlus is sold as its own solution, and the same capability is available as modules within SIMCORE for institutions already on the core.
Can we see it running before we commit?
Yes — get in touch and we will arrange a demonstration against your own scenarios. There is no commitment attached to it.
Other SimCore products
TURNING INNOVATION INTO SUCCESS
